Your processor is skimming more than you think.
We're local brokers, not a processor. We make the big processors bid against each other. That gets you a lower card rate. Send one statement. We'll show you exactly what you're overpaying, free.
The statement is confusing on purpose.
Processing statements are built so you stop reading. That's where these live:
PCI is the card industry's set of security rules. Charged whether or not anyone helps you meet them.
A fee for printing the bill that contains the fees.
For a terminal that costs a few hundred dollars to buy. Forever.
Your rate inches up over time and the notice is buried on page four.
We read these line by line for a living.
Eleven systems. One recommendation: yours.
We carry the major systems. We'll tell you which one actually fits your business. Even when the answer is the cheaper one.
Most people find us for the rate. Then they find the rest of it.
The three things most owners ask us for, and what each one is actually for. Take one or take all of them; the statement review is free either way.
Card processing
The rate you pay every time someone taps a card. We make the big payment companies bid for your business. Then we read the statement every year, to be sure the rate stayed where they promised.
Point of sale
Eleven systems on the shelf, and we point to one. It's the one that fits how you actually ring people up. For retail, that is often Material, at $99 a month for the software.
Working capital
Money for the second location, the walk-in freezer, the slow-season bridge. We shop the lenders. We put the fine print into dollars. We tell you when the answer should be no.
We also set up invoicing, Biller Genie for QuickBooks and customer financing.
We do the shopping. You keep more money.
We've been the credit card processing broker in Federal Way since 2010.
The whole process →We shop
Tell us about your business. We call many processors. We push them for a better rate.
We compare
You get a clear, side-by-side comparison in plain English. No jargon, no pressure.
You keep more
We set you up and stay your local support contact. Free terminal, no long contracts.
77 five-star reviews. Here are three.
“We have had a great experience with Northwest Payment Brokers! We recently switched POS systems and our team especially Alicia, Sydney and Drew have been extremely responsive and helpful with whatever questions we have had and made this transition very easy for us! Highly recommend!”
“I was skeptical that they could save me money. They assured me that they could, and they did... If I needed something they were always willing to show up at our office and help us.”
“I now know that having a broker to fight your corner is key. The only time I ever had an issue, the team went to bat for us and made sure we didn't lose money... I can gladly hang up on all of those payment processing cold calls now, thank god!”
Pulled from real client reviews. Read more reviews →
Do you know your effective rate?
Total fees divided by total card sales, from one monthly statement. That single number tells you whether you have a problem. Here's how to read it:
Healthy. Someone got you a good deal.
Worth a look. There's usually money here.
Red flag. You're likely overpaying by thousands a year.
Don't want to do the math?
Frequently Asked Questions
What does a payment broker do for me?
A processor sells you their rates. A broker shops many processors and pushes them for you. Then we show you a side-by-side chart. The processor you pick pays us, not you. So we only win if you stay happy.
What does the free statement review cost?
Nothing. And there is no obligation. Send one recent statement. You'll have a plain-English breakdown within 24 hours.
Do I have to change my POS system?
Usually not. Most of our programs work with the equipment you already have. When new hardware does make sense, the terminal is free.
Am I locked into a contract?
No long-term contracts. We keep your business by being worth keeping, not by trapping you.
Is it legal to do dual pricing in Washington?
Yes. Both prices are posted before the sale, which is the approach the card brands accept. We handle the signage and setup so it's done right.
What size business do you work with?
Most of our clients run $20K to $200K+ a month. That means restaurants, retail, salons, trades and pro services. All of them across the Seattle-Tacoma metro.