Take cards wherever the work is.
Job sites, farmers markets, deliveries, phone orders. If your business doesn't live behind a counter, your payments shouldn't either. We set you up to take cards on the go. Same rates we bid for a storefront.
Get a free rate analysisHow we set this up
Mobile processing has two traps. The first is convenience pricing. The well-known apps charge extra for being easy. At real volume that extra costs more than a full merchant account. The second trap is treating phone orders as an afterthought. They get keyed into whatever screen is nearby, at whatever rate that screen charges.
We set up mobile the same way we set up a storefront. You get a real merchant account with rates we bid. You get the right app or reader for how you work. And your fee program is set from day one.
Everything below pairs with the rest of your setup. Same account. Same statement. Same local help when something needs a human.
What we carry
PayAnywhere
Tap to pay on your phoneiPhone and Android app that turns the phone into the terminal. Tap to Pay on iPhone needs no hardware at all.
- Tap to Pay on iPhone, no reader required
- Card-on-file and recurring invoices
- Works offline and syncs later
- Employee accounts and permissions
Best for: Contractors and crews on the road. Anyone who wants the phone in their pocket to be the register.
SwipeSimple
The lightweight kitA simple app plus a cheap Bluetooth reader. On the web side you get a virtual terminal and payment links.
- Low-cost reader, fast setup
- Payment links and invoices by text or email
- A simple item list and receipts by email
- Virtual terminal for phone orders
Best for: Micro-merchants, event vendors and side gigs. Anyone who wants to take cards cleanly with no full system.
ProCharge
Mobile + accountingTake cards on the go with Electronic Payments. The gateway syncs at once, and it works with QuickBooks.
- Real-time transaction sync and reporting
- QuickBooks sync built in
- Split tenders, email and text receipts
- Next-day funding
Best for: Field businesses that live in QuickBooks and want payments to post on their own.
The lineup, side by side
Every setup below runs on a real merchant account. The rates are ones we bid. It is all set up before your first sale.
| Product | Type | Hardware | Phone orders | Best for |
|---|---|---|---|---|
| PayAnywhere | Phone app + readers | None needed (iPhone) or BT reader | Via app or portal | Contractors and field crews who bill on the job |
| SwipeSimple | App + Bluetooth reader | Swift B250 reader | Web dashboard | Micro-merchants and side businesses |
| ProCharge | Mobile + desktop app | Phone or desktop | Via app or portal | Field businesses that live in QuickBooks |
Convenience apps charge rent on your laziness. Mobile done right costs storefront rates.
The famous square readers are brilliant when you're starting out. Past $20,000 a month, their flat rate is quietly the most expensive option in this building. A real account with a mobile front end gives you the same convenience at bid rates, and we set it up in an afternoon.
If Square got you started but the rates no longer fit, See how NWPB compares with Square →Fair questions
Can I really take cards with just my iPhone?
Yes. Tap to Pay on iPhone accepts contactless cards and phone wallets with no extra hardware. For chip-insert cards you'd add a small reader.
What happens with no signal at an event?
PayAnywhere queues transactions offline and processes them when you're back on a connection. We'll flag the risk rules so you know exactly where the line is.
Are phone orders more expensive to process?
A keyed card costs more on the networks than a tapped one. That is true everywhere. We keep the damage down with the right gateway setup and address verification.
Can mobile run my dual pricing program?
Yes, the supported setups display both prices in the app flow. Ask us which combination fits your program before you pick an app.
Do invoices and payment links cost extra?
They ride on the same account. No per-feature toll, just the processing we negotiated.
I outgrew my app. Can you migrate me?
That's one of our most common jobs. We move you off a flat-rate app in the same week. You land on a real account. It usually pays for itself in the first month.