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Northwest Payment Brokers
Credit card processing & merchant services · Kent, WA

Kent moves a lot of volume. Stop overpaying to process it.

We're payment brokers based in Federal Way. We have worked on processing deals for South King County businesses since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.

In person. From downtown Kent to the Valley industrial corridor. We have done this since 2010.

What you are overpaying
$9,000
a year, at current rates. Money that should stay yours
Your monthly card sales
That's $750/mo going to fees
Stop paying it →

Want this in writing? Email it to me.

What a broker does for a shop that takes cards in Kent

We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Kent account. Your card rates drop. The way you take cards does not change.

Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Kent Station cafe and a valley distributor can do the same volume and sit a full point apart on rate. Neither would know it. We make processors bid for your account. Then we check it again so the bid does not creep back up.

The Kent Valley is one of the biggest industrial areas on the West Coast. Big aerospace and freight names anchor it. Shops and distributors serve them. B2B and keyed sales carry their own price traps. Getting interchange plus set up right is worth more here than almost anywhere.

How we set you up in Kent, start to end

  • Statement read, free

    Your real rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs set up right

    Dual price signs, register steps and receipts, all done right the first time.

  • Local help after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

We are close to you in Kent

We're based in Federal Way. We work with shops in Kent and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

We work in Kent. We cover the whole area from Seattle to Tacoma. We have done this since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A Kent distributor running $120K a month in keyed B2B card payments at a 3.2% real rate burns roughly $46,000 a year on fees. Tighten the pricing and address-verification setup and a big share of that comes back.

How dual pricing works →

Kent questions, answered

Do you cover Kent in person?

Yes. We are minutes away in Federal Way. We read statements at your counter or your warehouse. We install on site. You meet your broker for real.

I run B2B and keyed payments, not a storefront. Can you help?

That is a Kent specialty. Keyed and billed sales are priced apart from card-present ones. The wrong setup will quietly charge you too much. We set up the gateway, the address check and interchange plus pricing. That keeps keyed cost as low as the networks allow.

Is dual pricing legal in Kent?

Yes. Showing a cash price and a card price is legal statewide. We set up compliant signage, register flow and receipts from day one.

What should a Kent business pay to take cards?

Effective rate is total fees over card volume. Most healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate check cost?

Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Kent business and grab it in person. One or the other, and the read is free.