We're your neighbors in Federal Way. Let's fix your processing rate.
Our office is on 9th Ave South. We have worked on card processing deals for Federal Way shops since 2010. Walk a statement in, or text us a photo. We'll read it line by line, free. We'll tell you straight if you are paying too much.
Our office, your block. Federal Way born, since 2010.
Where we work in Federal Way
We work the whole city in person. We are already here. The plan that fits a Commons store is wrong for a Pac Highway auto shop. We set up for the difference.
The Commons & Town Center
Shops by the mall, food court spots and service counters. A POS that tracks stock, with clean card prices. Sized to your shop, not a chain.
How we set this up →Pacific Highway S corridor
The auto and service strip. Dealers and repair shops ring up big tickets, in person and keyed. Interchange plus pricing wins here most of the time.
How we set this up →Twin Lakes & Campus Drive
Salons, spas and care studios that book ahead. Card on file, plus clean dual pricing your regulars will not blink at.
How we set this up →Dash Point & Marine Hills
Places to eat and family run shops in the neighborhood. Fast terminals and receipts done right, set up by a broker who lives close by.
How we set this up →In another part of Federal Way? We cover it too.
West Campus, Steel Lake, Redondo, the SW 320th strip. If you run a Federal Way counter, the free statement read applies, and we can be there this week.
Get startedWhat a broker does for a shop that takes cards in Federal Way
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Federal Way account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. Two Federal Way shops can do the same volume and sit a full point apart on rate. Neither would know. We close that gap. We make processors bid for your account. Then we check it again so the bid does not creep back up.
Being local isn't a tagline here. It is the whole pitch. Say a terminal acts up during a Saturday rush. You are not calling an 800 line in another time zone. You are texting a broker a few minutes away. That is the gap between a hometown broker and a call center.
How we set you up in Federal Way, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Federal Way
We're based in Federal Way. We work with shops in Federal Way and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Federal Way. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Federal Way restaurant doing $50K a month at a 3% real rate hands its processor $18,000 a year. On dual pricing, most of that stays in the register. That's real money for a business a mile from our office.
How dual pricing works →Federal Way questions, answered
Are you really based in Federal Way?
Yes. Our office is at 33400 9th Ave South. We are not a national brand with a local web page. We are a Federal Way business. We have worked on processing deals for this city since 2010.
What should a Federal Way business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing. On dual pricing the card cost is near 0%. Over 2.5% means you pay too much. We see it all the time on local bills.
Is it legal to show a cash price and a card price in Washington?
Yes. You can show a cash price and a card price in all 50 states. We set up the signs, the register steps and the receipts. The program runs right from day one.
Can you come by this week?
Usually, yes. We are in town. So a statement read at your counter is a short drive. It is not a big scheduling job.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Federal Way business and grab it in person. One or the other, and the read is free.