Des Moines runs on its waterfront. Keep more of what the marina brings in.
We're payment brokers based in Federal Way. We have worked on processing deals for the South Sound since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
In person. From the Marina District to the waterfront. We have done this since 2010.
Where we work in Des Moines
Des Moines is a waterfront town with a seasonal beat. A marina seafood spot and a downtown boutique need different setups. We build for both.
Des Moines Marina District
Food on the water, seafood and small shops that draw boaters from all over. Fast terminals and dual pricing to guard your margin all season.
How we set this up →Downtown waterfront
Boutiques, art shops and cafes in a core you can walk. A POS that tracks stock. Card prices your customers can read.
How we set this up →Marine View Dr corridor
Service shops, salons and clinics. Card on file, billing that repeats, and dual pricing done right.
How we set this up →Pacific Hwy S strip
Auto, repair and day to day shops that ring up big tickets. Interchange plus pricing often wins here.
How we set this up →In another part of Des Moines? We cover it too.
Woodmont, Zenith, the 216th business strip. If you take cards in Des Moines, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Des Moines
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Des Moines account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A marina restaurant and a downtown boutique can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.
A waterfront town has a busy half and a slow half. Summer Saturdays at the marina and the farmers market carry the year. Your busy months have to cover the slow ones. So every point of card fee you give away in season hurts more. That is why a rate review pays for itself here.
How we set you up in Des Moines, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Des Moines
We're based in Federal Way. We work with shops in Des Moines and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Des Moines. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Des Moines waterfront restaurant doing $50K a month in season at a 3% real rate hands its processor about $18,000 a year. On dual pricing, most of that stays in the till. That covers the slow months.
How dual pricing works →Des Moines questions, answered
Do you cover Des Moines in person?
Yes. We are minutes south, in Federal Way. We read statements at your counter. We install on site. You meet your broker in person.
My business is seasonal. Does that change anything?
It raises the stakes. When your summer has to carry the year, the card fees you give away in season cost more. A rate review or dual pricing keeps more of the busy months with you.
Is dual pricing legal in Des Moines?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Des Moines business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Des Moines business and grab it in person. One or the other, and the read is free.