A $2,400 repair shouldn't cost you $72 to get paid for.
Car repair bills are among the largest in local business. That makes percent-based fees really hurt here. Set up how you take cards right and most of the fee leaves the building.
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What shops are up against
Percentage fees on huge tickets
3% of a $2,400 brake and suspension job is $72. That comes out of margin you already fought for.
Surprise repairs need financing
Nobody saves up for a new transmission. With no financing at the counter, a yes turns into a later.
Wholesale runs on invoices
Parts and business accounts paid by card add a percent fee to thin wholesale margins. ACH fixes that.
The program fit
Surcharging
Details →Auto bills get paid by credit card more than most. That makes the disclosed credit surcharge work well. Credit only, capped at the network limit, never on debit.
Dual pricing
Details →Posted cash and card pricing for shops that prefer the up-front version. Applies the same way to every card, debit included.
The systems we'd quote
Related payment options
- Ways to lower your processing fees
The programs that cut the biggest line on your statement.
- Surcharging for auto shops and dealers
Auto bills get paid by credit card more than most. That makes the disclosed credit surcharge work well. Credit only, capped at the network limit, never on debit.
- See what our clients say
Real Seattle-Tacoma businesses, five stars.
- Clover for auto shops and dealers
Ring up work at the service counter. Send invoices, keep a card on file for fleet accounts, and get clean reports.
- Get a free rate analysis
See your real numbers before you decide anything.
Fair questions
Is a card surcharge normal in auto repair?
More and more shops do it, above all on big jobs. In Washington it's allowed under the card network rules, and a compliant program has several parts: advance notice registered with the networks, a cap (Visa 3%, Mastercard 4%, never above your actual cost of acceptance, whichever is lower), disclosure before the customer okays the work, and its own line on the receipt. Debit is never surcharged. Rules vary by state; we handle the registration and setup, and see our Washington surcharge rules for the full breakdown.
Can customers finance a big repair at the counter?
Yes. They fill out a form by phone or at the terminal. The answer comes in seconds. You get paid in full, and the lender handles the rest.
What about fleet and wholesale accounts?
Card-on-file for authorization speed, ACH for settlement cost. We set up both on one account.
Do estimates and invoices integrate?
We hook the payment side into your shop software. We do not replace it.
What's the saving on my volume?
A shop running $80K a month at typical rates pays about $29K a year in fees. The free analysis shows what your setup gets back.
Take the fee off the repair order.
One statement, 24 hours, your real number in plain English.