Tacoma runs on tight margins. Your card fees shouldn't eat them.
We're payment brokers based in Federal Way. We have worked on processing deals for Puget Sound shops since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From Stadium District to South Tacoma Way. We have done this since 2010.
Where we work in Tacoma
Tacoma isn't one market. The fee plan and gear that fit a 6th Ave bar are wrong for an auto shop on South Tacoma Way. We set up for the difference.
6th Ave & Stadium District
Restaurants, bars and counter spots on busy strips, all on thin margins. Dual pricing hits hardest here. A 3% card cost on a $40 ticket can be the gap between a good night and a flat one.
How we set this up →Proctor & Point Ruston
Boutiques, gift shops and stores on the water. A POS that tracks stock, with clean card prices. Sized for a shop that does not need a big system.
How we set this up →South Tacoma Way
The auto row. Repair shops and dealers ring up big tickets, keyed and in person. Interchange plus pricing beats a flat rate here, and not by a little.
How we set this up →Dome District & brewery row
Taprooms and food spots near the venues, with big rush hour spikes. Fast counter and hand-held terminals keep the line moving on Dome nights.
How we set this up →Lincoln District & Pacific Ave
Family run places to eat, food markets and salons. Many take a lot of cash now. Dual pricing just makes plain what your regulars expect. The signs and the receipts are done right.
How we set this up →In another part of Tacoma? We cover it too.
Hilltop, McKinley, Fern Hill, the Port, Fircrest line. If you take cards in the 253, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Tacoma
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Tacoma account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Proctor boutique and a Pacific Ave restaurant can do the same volume and pay rates a full point apart. Neither would know. We close that gap. We make processors bid for your account. The bid does not creep, because we check it again.
Tacoma has its own B&O tax on gross receipts. Landlords charge plenty on the business districts. The 2 to 3% card line is one of the few costs you can push back on. Dual pricing shows a cash price and a card price, and drops that line near zero. A new rate deal shrinks it the old way. We run both. We tell you which one fits your counter.
How we set you up in Tacoma, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Tacoma
We're based in Federal Way. We work with shops in Tacoma and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Tacoma. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Tacoma restaurant doing $60K a month at a 3% real rate hands its processor $21,600 a year. On dual pricing, most of that stays in the till. That's a line cook's wages, found on one statement.
How dual pricing works →Tacoma questions, answered
Do you really come to Tacoma, or is it all remote?
We come to you. Our office is in Federal Way, about 15 minutes up I-5. We read statements at your counter. We install at your site. You meet your broker in person. Tacoma is home turf for us, not a spot on a map.
What should a Tacoma business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing. On dual pricing the card cost is near 0%. Over 2.5% means your processor charges too much. We see it every week on Tacoma bills.
Is it legal to show a cash price and a card price in Tacoma?
Yes. You can show a cash price and a card price in all 50 states. That includes Washington. We set up the signs, the register steps and the receipts. The program runs right from day one.
Margins are already tight with Tacoma's B&O tax. How does this help?
Tacoma adds its own business & occupation tax on gross receipts, on top of the state one. That is why a card fee near 3% is worth a hard look. It acts like one more tax on each sale. Dual pricing moves most of that cost off your books. A new rate deal shrinks it.
Which POS systems do you install in Tacoma?
Clover, Exatouch, KORONA and a dozen more. We match the gear to your trade, not to whatever is on the truck. Gear is free on accounts we open. There is no lease line.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Tacoma business and grab it in person. One or the other, and the read is free.