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Northwest Payment Brokers
Credit card processing & merchant services · Lakewood, WA

Lakewood's food scene is underrated. Your processing rate shouldn't be.

We're payment brokers based in Federal Way. We have worked on processing deals for Pierce County since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.

From the Towne Center to the International District. We have done this since 2010.

What you are overpaying
$9,000
a year, at current rates. Money that should stay yours
Your monthly card sales
That's $750/mo going to fees
Stop paying it →

Want this in writing? Email it to me.

What a broker does for a shop that takes cards in Lakewood

We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Lakewood account. Your card rates drop. The way you take cards does not change.

Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Korean restaurant and a Towne Center shop can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.

Lakewood's international district is one of the liveliest ethnic dining and market hubs in Pierce County. Many of those family-run shops already take a lot of cash. That makes dual pricing a natural fit. It makes the cash habit plain, and does it right. It moves most of the card cost off the books.

How we set you up in Lakewood, start to end

  • Statement read, free

    Your real rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs set up right

    Dual price signs, register steps and receipts, all done right the first time.

  • Local help after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

We are close to you in Lakewood

We're based in Federal Way. We work with shops in Lakewood and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

We work in Lakewood. We cover the whole area from Seattle to Tacoma. We have done this since 2010.

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

A Lakewood restaurant doing $50K a month at a 3% real rate hands its processor $18,000 a year. On dual pricing, most of that stays in the family shop.

How dual pricing works →

Lakewood questions, answered

Do you cover Lakewood in person?

Yes. We are a short drive north, in Federal Way. We read statements at your counter. We install on site. You meet your broker in person.

A lot of my customers pay cash already. Does that help?

It makes dual pricing an easy fit. Your regulars already choose cash or card. The program just makes that choice plain, and does it right. It moves most of your card cost off the books.

Is dual pricing legal in Lakewood?

Yes, all over the state. We set up the signs, the register steps and the receipts on day one.

What should a Lakewood business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate check cost?

Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Lakewood business and grab it in person. One or the other, and the read is free.