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Northwest Payment Brokers
Credit card processing & merchant services · Auburn, WA

Auburn's main streets are busy. Keep more of every sale.

We're payment brokers based in Federal Way. We have worked on processing deals for South Sound businesses since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.

In person from downtown Main Street to the Outlet Collection. Since 2010.

What you are overpaying
$9,000
a year, at current rates. Money that should stay yours
Your monthly card sales
That's $750/mo going to fees
Stop paying it →

Want this in writing? Email it to me.

What a broker does for a shop that takes cards in Auburn

We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Auburn account. Your card rates drop. The way you take cards does not change.

Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Main Street restaurant and an Auburn Way dealer can do the same card volume and pay rates a point apart. Neither would know. We make processors bid for your account. Then we check it again so the bid does not creep back up.

Auburn pulls shoppers from all over the region. The biggest outlet mall in the Pacific Northwest is here. That volume cuts both ways. You get more sales, but more card fees come off each one. Auburn Way has car dealers and big-ticket shops. On a $30,000 sale, flat rate and interchange plus pricing are far apart. That is real money we can usually get back.

How we set you up in Auburn, start to end

  • Statement read, free

    Your real rate and every junk fee, named. At your counter or by upload.

  • Rates bid, not quoted

    Multiple processors compete for your volume. You see the bids in plain language.

  • Equipment placed free

    Terminals and POS arrive programmed for your fee program. No lease line, ever.

  • Programs set up right

    Dual price signs, register steps and receipts, all done right the first time.

  • Local help after

    Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.

We are close to you in Auburn

We're based in Federal Way. We work with shops in Auburn and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call or text 253-799-0640

We work in Auburn. We cover the whole area from Seattle to Tacoma. We have done this since 2010.

Also serving nearby:

Every review we have is five stars. All 79.

Read them all →
We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!
Craig Koch · client for years · Google review
Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.
Luxury Bubbles · detailing studio · Google review
They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.
Ricky Brito · car detailing · Google review
The local math

An Auburn auto shop running $90K a month at a 2.9% real rate pays about $31,000 a year in fees. On interchange plus or dual pricing, a meaningful share of that stays with the business.

How dual pricing works →

Auburn questions, answered

Do you cover Auburn in person?

Yes. We are 15 minutes north in Federal Way. We read statements at your counter. We install on site. You meet your broker face to face.

I run high-ticket sales. Does pricing matter more for me?

Much more. On a big sale, a flat rate and interchange plus pricing can be hundreds of dollars apart. That gap is per sale. Auburn dealers and big-ticket shops gain the most from a real bid.

Is dual pricing legal in Auburn?

Yes, all over the state. We set up the signs, the register steps and the receipts on day one.

What should an Auburn business pay to take cards?

Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.

What does the rate check cost?

Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.

It starts with one statement.

We just need to see one recent statement. Upload it right here, or we'll swing by your Auburn business and grab it in person. One or the other, and the read is free.