Covington is a retail hub. Don't let fees skim the volume.
We're payment brokers based in Federal Way. We have worked on processing deals for South King County since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
In person. Along the 272nd retail corridor and beyond. We have done this since 2010.
Where we work in Covington
Covington is small, but it draws shoppers from a big area. From a Covington Crossing shop to a downtown boutique, we set up for the volume.
SE 272nd St corridor
The main shopping strip in town, with tens of thousands of cars a day. A POS and card prices built to keep check out fast.
How we set this up →Covington Crossing
The anchor stores and the shops around them. A setup that tracks stock, with clean dual pricing for steady volume.
How we set this up →Historic downtown
Boutiques, art shops and local food. Fast terminals, and card prices your customers can read at a glance.
How we set this up →Service & medical strip
Clinics, salons and shops that book ahead. Card on file, billing that repeats, and dual pricing done right.
How we set this up →In another part of Covington? We cover it too.
Timberlane, Jenkins Creek, the Kent-Kangley strip. If you take cards in Covington, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Covington
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Covington account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A 272nd retailer and a downtown boutique can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.
Covington pulls shoppers from an area far bigger than the town itself. That means real volume through local registers. Retail margins are thin. Half a point of rate is the gap between a healthy month and a flat one. A real bid closes that gap.
How we set you up in Covington, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Covington
We're based in Federal Way. We work with shops in Covington and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Covington. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Covington retailer doing $70K a month at a 2.8% real rate pays about $23,500 a year in card fees. On dual pricing, most of that goes back to the bottom line.
How dual pricing works →Covington questions, answered
Do you cover Covington in person?
Yes. We are a short drive west, in Federal Way. We read statements at your counter. We install on site. You meet your broker in person.
I run a busy retail shop. Does a small rate change matter?
At retail volume, half a point of real rate is thousands a year. That's exactly the gap a real, competitive bid is built to close.
Is it legal to show a cash price and a card price in Covington?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Covington business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Covington business and grab it in person. One or the other, and the read is free.