Seattle is brutal on small-business margins. Your card fees are one cost you can cut.
We're payment brokers based in Federal Way. We have worked on processing deals for the Seattle metro since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
From Ballard to Pioneer Square, in person or by upload. Since 2010.
Where we work in Seattle
Seattle isn't one market. It is a dozen neighborhoods. A Ballard brewery needs one setup. A Capitol Hill cafe needs another. We build for both.
Ballard
Craft breweries and small places to eat on a packed strip. Fast terminals and dual pricing to guard thin food and drink margins.
How we set this up →Capitol Hill
Cafes, bars and vintage shops that get busy at night. A POS and card prices built to keep the line moving.
How we set this up →Fremont & Pike Place area
Boutiques, makers and small food shops. A setup that tracks stock. Card prices your customers can read at a glance.
How we set this up →Pioneer Square & downtown
Places to eat and shops on the street, paying some of the highest rent in town. Every point of card fee matters more here.
How we set this up →In another part of Seattle? We cover it too.
West Seattle, the U-District, Columbia City, Georgetown. Do you take cards in Seattle? The free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Seattle
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Seattle account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Ballard brewery and a Fremont boutique can do the same volume and sit a full point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the bid does not creep back up.
Seattle is one of the priciest cities in the country to run a small shop. Rent, wages and B&O tax all push the same way. Card processing is one of the few lines you can talk down. Most small shops have never had anyone do it for them. That is the whole job of a broker.
How we set you up in Seattle, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Seattle
We're based in Federal Way. We work with shops in Seattle and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Seattle. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Seattle restaurant doing $80K a month at a 3% real rate hands its processor $28,800 a year. On dual pricing, most of that stays in the shop. In this city that can be the margin that keeps the doors open.
How dual pricing works →Seattle questions, answered
Are you local to Seattle?
We are based in Federal Way, inside the metro. We work with Seattle shops in person and by upload. You get a real broker you can reach. You do not get a national call center.
Rents and wages are crushing me. Can payments really help?
Card fees are one of the few costs you can haggle over. We often find shops paying a half point to a full point too much. Dual pricing can move most of the card cost off your books.
Is it legal to show a cash price and a card price in Seattle?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Seattle business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Seattle business and grab it in person. One or the other, and the read is free.