Bellevue rents are premium. Your processing rate doesn't have to be.
We're payment brokers based in Federal Way. We have worked on processing deals for the Eastside since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
From Old Bellevue to the Spring District, in person or by upload. Since 2010.
Where we work in Bellevue
Bellevue has the highest shop rents on the Eastside. That makes every cost you can control worth a second look. Card fees are the place to start.
Downtown Bellevue
High end shops and fine food in the tower blocks. A POS and card prices sized for big tickets and steady volume.
How we set this up →Old Bellevue / Main Street
Small boutiques and local places to eat. A setup that tracks stock, plus dual pricing your customers can read.
How we set this up →Spring District
Shops and firms built up around transit. Fast terminals and clean receipts for a part of town that keeps growing.
How we set this up →BelRed creative & B2B
Studios, start ups and service firms that take keyed and billed payments. The right gateway matters here.
How we set this up →In another part of Bellevue? We cover it too.
Crossroads, Factoria, Eastgate, Wilburton. If you take cards in Bellevue, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Bellevue
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Bellevue account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. An Old Bellevue boutique and a downtown restaurant can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.
Bellevue shop rents are among the highest in the state. Its well-off customers do not blink at paying by card. So more of your sales are card sales, and more fees go out the door. The lease is already steep. Trimming the card line is one of the cleaner wins a Bellevue owner can get.
How we set you up in Bellevue, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Bellevue
We're based in Federal Way. We work with shops in Bellevue and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Bellevue. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Bellevue restaurant doing $90K a month at a 2.9% real rate hands its processor about $31,000 a year. On dual pricing or a tighter bid, a large share of that stays with the business.
How dual pricing works →Bellevue questions, answered
Are you local to Bellevue?
We're based in Federal Way and work Eastside merchants in person and by upload. You get a real broker, not a national call center.
My customers all pay by card. Does that change the math?
It raises the stakes. A high card mix means more volume running through fees, so the rate you negotiate matters more, not less. Dual pricing can move most of that cost off your books.
Is dual pricing legal in Bellevue?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Bellevue business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Bellevue business and grab it in person. One or the other, and the read is free.