Kirkland's waterfront draws a crowd. Keep more of what they spend.
We're payment brokers based in Federal Way. We have worked on processing deals for the Eastside since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
From Park Lane to Carillon Point, in person or by upload. Since 2010.
Where we work in Kirkland
You can walk the Kirkland waterfront. It keeps small shops and places to eat busy. The right setup fits a local shop, not a chain.
Downtown & Park Lane
A strip of shops, art spaces and food you walk, not drive. Fast terminals and dual pricing to guard your margin on each ticket.
How we set this up →Carillon Point
Food by the marina and high end shops on the water. Card on file and clean receipts for big tickets.
How we set this up →Moss Bay & Juanita
Shops on the water and casual places to eat. A POS that tracks stock. Card prices your customers can read.
How we set this up →Service & wellness studios
Salons, spas and shops that book ahead. Card on file, billing that repeats, and dual pricing done right.
How we set this up →In another part of Kirkland? We cover it too.
Totem Lake, Houghton, Rose Hill. If you take cards in Kirkland, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Kirkland
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Kirkland account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Park Lane boutique and a Carillon Point restaurant can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.
Kirkland's lakeside downtown has a high share of small shops. Many are women-owned and BIPOC-owned. Those are the owners big processors charge the most, because no one works the deal for them. A broker puts that missing person on your side of the table. Foot traffic on the waterfront means the savings add up fast.
How we set you up in Kirkland, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Kirkland
We're based in Federal Way. We work with shops in Kirkland and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Kirkland. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Kirkland restaurant doing $70K a month at a 3% real rate hands its processor about $25,200 a year. On dual pricing, most of that stays in the shop.
How dual pricing works →Kirkland questions, answered
Are you local to Kirkland?
We're based in Federal Way and work Eastside merchants in person and by upload. You get a real broker you can reach, not a call center.
I run an independent shop. Is this worth it?
Especially for you. Small shops get charged the most. The free statement read costs nothing. It usually finds money.
Is dual pricing legal in Kirkland?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Kirkland business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Kirkland business and grab it in person. One or the other, and the read is free.