Lacey is a retail and office hub. Don't let card fees skim the volume.
We're payment brokers based in Federal Way. We have worked on processing deals for the South Sound since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we'll tell you to keep it.
From the Woodland District to Hawks Prairie, in person or by upload. Since 2010.
Where we work in Lacey
Lacey packs millions of square feet of shops and offices into a few districts. A Hawks Prairie store and a Depot District food seller need different setups. We build for both.
Woodland District
A shopping and office hub for the whole region, with millions of square feet of space. A POS and card prices built to keep check out fast.
How we set this up →Hawks Prairie
Big box stores, places to eat and gyms with heavy weekend traffic. A setup built for fast turns.
How we set this up →The Hub at Lacey
A mix of office space, shops and pro service firms. Card on file, billing that repeats, and clean receipts.
How we set this up →Depot District food & micro-business
Food carts and new shops. A light mobile card reader and clean dual pricing.
How we set this up →In another part of Lacey? We cover it too.
Lacey's Meridian campus, the Pacific Ave strip, the Marvin Rd corridor. Do you take cards in Lacey? The free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Lacey
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Lacey account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Hawks Prairie retailer and a Depot District vendor can do the same volume and sit a point apart on rate. Neither would know. We make processors bid for your account. Then we check it again so the rate does not creep back up.
The Woodland District alone holds millions of square feet of shops and offices. Lacey has gone out of its way to help tiny shops and food start-ups in its Depot District. That is a full range. It runs from big-box check out volume to a one-cart food seller. The right payment setup looks very different at each end.
How we set you up in Lacey, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
We are close to you in Lacey
We're based in Federal Way. We work with shops in Lacey and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Lacey. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 79.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Lacey retailer doing $75K a month at a 2.8% real rate pays about $25,000 a year in card fees. On a tighter bid or dual pricing, a real share comes back.
How dual pricing works →Lacey questions, answered
Do you serve Lacey in person?
Yes. We're up I-5 in Federal Way, and we work South Sound merchants in person and by upload. You get a real broker, not a national call center.
I'm a small food vendor, not a store. Can you help?
Yes. Mobile and very small shops are a great fit for tap to pay. Light readers work well too. They run on a real merchant account. So you skip app-style pricing.
Is dual pricing legal in Lacey?
Yes, all over the state. We set up the signs, the register steps and the receipts on day one.
What should a Lacey business pay to take cards?
Effective rate is total fees over card volume. Healthy merchants land 2 to 2.5% traditional, or near 0% card cost on dual pricing. Over 2.5%, you're overpaying.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Lacey business and grab it in person. One or the other, and the read is free.