Northwest Payment Brokers
Credit card processing & merchant services · Kingston, WA

Kingston runs on the ferry line. Your card fees shouldn't run on their own.

We work from Federal Way. We've been in business since 2010 and do processing work for Puget Sound shops, Kitsap included. Give us one statement and we read the whole thing at no cost to you. When we can't beat your deal, we say so and you stay where you are.

Ferry dock to the Village Green, we show up at your counter.

What a year of card fees could run
$9,000
Our estimate: about 3% of card sales. A statement review shows if you pay too much.
Your monthly card sales
That's $750/mo going to fees
Get my free statement review

Want this in writing? Email it to me.

What a broker does for a shop that takes cards in Kingston

Our client is the shop. We put your Kingston account up for bid with banks and processors, and lay every offer in front of you.

Card brands publish their wholesale cost, but processors don't publish their markup. Put a dock-side cafe next to a Highway 104 grocery doing equal card sales. The rate gap between them can be wide, and neither would notice. We get processors bidding for your account.

The ferry schedule drives Kingston's economy. Sailings pack traffic into short bursts: a rush before boarding, a lull between boats. Your card sales come in clumps, so a bad rate costs more per hour than it would in a town with steady traffic. Dual pricing shows a cash price and a card price and drops that line near zero. Or a new rate deal shrinks the line the traditional way. We can set up either, and we'll tell you which suits a dock-side shop.

How we set you up in Kingston, start to end

  • Your statement, read free

    Your real rate comes out, and each junk fee gets a name. At the counter or by upload.

  • Open bids

    Processors line up for your card sales. Each bid is spelled out plainly.

  • Equipment at no cost

    Terminals and POS arrive set up for your fee program. You'll never see a lease line.

  • Programs built right

    Dual price signs, register steps and receipts, all done right the first time.

  • Real local support

    If gear breaks, you talk to a person you've met instead of holding for a 1-800 number.

More for Kingston businesses

We are close to you in Kingston

We're based in Federal Way. We cover Kingston and shops across the South Sound. You get the same team on one phone. Email your statement over, or we'll read it at your counter.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call 253-336-6321

We work in Kingston. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.

We have 77 reviews, and they're all five stars.

Read them all →
“I appreciate all that Alicia has done for us. She's gone out of her way many times to assist us. Her customer service is fantastic and I can't say anything negative about them. Their equipment works well and the instructions for operation of the imprinter has been fantastic. I would recommend their services completely. Dan DeMers, American Entertainment”
Dan DeMers · Google review
“Alisha is freakin awesome!! When I call her she's Johnny on the spot. I've never had any issues with there payment system”
Bobby Wilson · Google review
“NW payment brokers have made time manager for a small business easier. Quick to respond to issues. I can’t imagine this journey without them as partners.”
Terri Quintana · Google review
The local math

Imagine a Kingston cafe taking $30K a month on cards, with a 3% real rate. That's $10,800 a year the processor keeps. On dual pricing, most of that stays in the till, real money for a small ferry-town counter.

How dual pricing works →

Kingston questions, answered

Do you make the trip to Kingston?

Yes. We come around the Sound for Kitsap accounts. Statements get read at your counter, and installs happen on site. You deal with your broker in person, never a call center.

What should a Kingston shop pay to take cards?

Total your fees and divide by your total card sales. The result is what you truly pay. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. If yours tops 2.5%, you're likely overpaying.

Is it legal to show a cash price and a card price in Kingston?

It's allowed. You can show a cash price and a card price in all 50 states, including Washington. We do the signs, the register and the receipt setup for you.

All my traffic follows the ferry. Does that matter for fees?

It does. Sailings squeeze your card sales into short windows, so a bad rate bites harder per hour than with steady traffic. That's the reason a dock-side shop should get its rate checked instead of leaving it alone.

What POS do you install for Kingston businesses?

Exatouch, KORONA, Clover and more, fit to your trade. On accounts we open, gear is free and there's no lease line.

What will the statement review cost me?

Nothing at all. Upload or email a recent statement. We read it top to bottom. You'll know your real rate, the name of each junk fee, and what we'd bid on your card sales. We'll also tell you if you're already on a fair deal.

Kingston, let's look at your statement.

One recent statement is enough. Use the review form to upload it, or we'll pick it up at your Kingston business. Either way works, and the read costs nothing.