Kingston runs on the ferry line. Your card fees shouldn't run on their own.
We're payment brokers based in Federal Way. We've worked processing deals for Puget Sound shops since 2010, Kitsap included. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From the ferry dock to the Village Green. We have done this since 2010.
Where we work in Kingston
Kingston is a small ferry town, but it isn't one strip. A dock-side cafe and a Highway 104 grocery need different setups. We set up for both.
Downtown Kingston & the ferry/marina
Waterfront cafes, a pub and shops feeding the line for the Edmonds ferry. Fast terminals keep a boarding-call rush from turning into a lost sale.
How we set this up →Highway 104 corridor
Service businesses, retail and groceries serving the town beyond the ferry crowd. A POS that tracks stock, sized for steady local traffic.
How we set this up →The marina & Appletree Cove
Boaters and seafood spots pulling weekend and summer traffic off the water. Clean card prices for a season that runs hot and cold.
How we set this up →Village Green area
Small local shops and salons that book ahead. Card on file and dual pricing regulars barely notice.
How we set this up →Hansville Rd & the north-end
Auto and service businesses covering the quieter north end of the peninsula. Interchange plus pricing on real tickets, not a flat-rate guess.
How we set this up →In another part of Kingston? We cover it too.
Eglon, Hansville, the Port Gamble stretch. If you take cards in Kingston, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Kingston
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Kingston account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A dock-side cafe and a Highway 104 grocery can do the same volume and pay rates a full point apart. Neither would know. We make processors bid for your account, and we check the bid again so it doesn't creep back up.
Kingston's whole economy leans on the ferry schedule. Sailings bunch traffic into tight windows, a rush before boarding, a lull between boats. That means your card volume is concentrated, and a bad rate costs you more per hour than it would in a town with steadier, spread-out traffic. Dual pricing shows a cash price and a card price and drops that line near zero. A new rate deal shrinks it the old way. We run both and tell you which fits your counter.
How we set you up in Kingston, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
More for Kingston businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Poulsbo
We also support businesses nearby in Poulsbo.
- Payment brokers in Bainbridge Island
We also support businesses nearby in Bainbridge Island.
- Get a free rate analysis
See your real numbers before you decide anything.
We are close to you in Kingston
We're based in Federal Way. We work with shops in Kingston and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Kingston. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 77.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Kingston cafe doing $30K a month at a 3% real rate hands its processor $10,800 a year. On dual pricing, most of that stays in the till, real money for a small ferry-town counter.
How dual pricing works →Kingston questions, answered
Do you really come to Kingston?
Yes. We come around the Sound for Kitsap accounts. We read statements at your counter and install on site. You meet your broker in person, not a call center.
What should a Kingston business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Over 2.5% means you're overpaying.
Is it legal to show a cash price and a card price in Kingston?
Yes. You can show a cash price and a card price in all 50 states, including Washington. We set up the signs, the register steps and the receipts.
My traffic is all tied to ferry sailings. Does that change anything?
It concentrates your card volume into short windows, which means a bad rate bites harder per hour than it would with steady all-day traffic. That's exactly why a dock-side business should have its rate checked, not left running on autopilot.
Which POS systems do you install in Kingston?
Clover, Exatouch, KORONA and a dozen more, matched to your trade. Gear is free on accounts we open. No lease line.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Kingston business and grab it in person. One or the other, and the read is free.