Credit card processing in Everett, WA. Merchant services for a city that works in shifts.
Since 2010, Northwest Payment Brokers has helped shops from our Federal Way office. Everett owners email us one recent statement, or snap a photo of it. We go through all of it at no charge and show you what you truly pay. Already on a fair deal? We tell you, and you keep it.
Upload from any corner of Everett, or book a time and we come up. Doing this since 2010.
Where we work in Everett
Everett keeps four clocks: the port, the navy base, the aircraft plant and downtown. A Hewitt Ave bar wants one fee plan and a repair shop on Evergreen Way wants another, so we build for each.
Colby, Hewitt & downtown
Bars, coffee counters and lunch places near the arena and the county offices. Lunch hour and show nights crowd small tickets into a short stretch. Dual pricing keeps a card fee from eating the edge on a $14 lunch.
How we set this up →Broadway & Evergreen Way
This is Everett's auto and service row, where dealers and repair bays run big bills, some at the counter, some typed in by hand over the phone. On bills this size, we weigh interchange plus (the card brands' wholesale cost plus one markup you can see) against a flat rate.
How we set this up →Silver Lake & Everett Mall Way
South Everett's stores, grocers and service desks. A POS that tracks stock, with cash and card prices the customer can read. It's sized for a single shop.
How we set this up →The Boeing side & Paine Field
Food trucks, cafes and lunch counters that ride the plant's shift change. Counter and hand-held terminals keep a ten-minute line rolling.
How we set this up →Port of Everett & the waterfront
Spots to eat by the marina and the shops beside them, full of the same regulars all boat season. Quick terminals for the deck crowd, with receipts that come out right.
How we set this up →In another part of Everett? We cover it too.
Lowell, Pinehurst, Riverside, Port Gardner and up to the Mukilteo line. Take cards anywhere in Everett and your statement review costs nothing.
Get startedWhat a broker does for a shop that takes cards in Everett
We sit on your side of the table. We get banks and processors fighting to win your Everett account, and you see what each one offers.
Everyone can look up what the card brands charge. The markup a processor adds on top stays hidden. Picture a Hewitt Ave restaurant and an Evergreen Way repair shop with matching card sales. One can pay a much higher rate than the other, and neither would ever find out. Processors bid for your account. As a broker we own no rate, so we have none to defend.
Money in Everett comes on a timetable: Boeing and Naval Station Everett paydays, boat season at the marina, show nights at the arena. Each one packs card sales into a short window, and bigger rushes mean bigger fee days. Your card fee line is a cost you can actually fight. Dual pricing shows a cash price and a card price on every card, credit or debit, and moves most of that line to the card price. A surcharge program adds a fee to credit cards only, never debit. A better rate deal trims the line the classic way. We can run any of the three, and we tell you which suits your counter. Across 36 statements we have reviewed, the average shop kept over $1,000 a month it used to hand to card fees.
How we set you up in Everett, start to end
- We read your statement, no charge
Your true rate and each hidden fee, called out by name. Hand it over at your counter or upload it.
- Processors bid for you
Several processors compete for your card sales. You read every bid in plain words.
- Free terminals, set up
Terminals and POS (the register system) show up already set for your fee program, and nothing about them is leased.
- Your program, done right
Dual price signs, register steps and receipts, all done right the first time.
- Help close to home
If something quits, you call someone you have met rather than waiting in a 1-800 queue.
More for Everett businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Bothell
We also support businesses nearby in Bothell.
- Payment brokers in Shoreline
We also support businesses nearby in Shoreline.
- Get a free statement review
See your real numbers before you decide anything.
We are close to you in Everett
Our home base is Federal Way. Everett shops are part of our work, along with businesses across the South Sound. You get one team and one phone number. Email us your statement or hand it to us in person.
Federal Way, WA 98003Call 253-336-6321
We work in Everett. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.
Five stars on every review we have. That's 77 of them.
Read them all →“ASHLEY IS BY FAR ONE OF THE FRIENDLIST AND HONEST LADIES I KNOW! SHE CAME IN TOLD ME THE PROS AND CONS TO THE PRODUCT I WAS USING COMPARED TO WHAT I HAD AND I WAS SOLD! SHE SAT WITH ME AND WALKED ME THROUGH THE ENTIRE PROCESS AND CHECKS IN REGULARLY TO MAKE SURE WE ARE STILL SATISFIED WITH OUR PRODUCTS. COMPLETLY SATISFIED AND RECOMMEND ASHLEY AND HER PRODUCTS TO ANY BUSINESS OWNER!”
“Super friendly, knows her stuff, and she'll save you money!”
“Alicia is awesome, right there if you have any questions. Been with Northwest payment Brokers for a few years.”
Picture an Everett restaurant with $60,000 a month in card sales and a statement that works out to 3% all in. That sends $21,600 a year to the processor. On dual pricing most of that moves to the card price, and the cash price stays where it was. Your real figure lives on your own statement, so that is where we start.
How dual pricing works →Everett questions, answered
Will you drive up to Everett, or is it all by phone?
Both work. Our office sits in Federal Way, down I-5. Most Everett accounts start with an emailed statement and a call. For an install or a sit-down, we drive up at a time you pick. You get one broker to call.
How much should an Everett shop pay to take cards?
Add up every fee on your statement, then divide by what you ran on cards. That gives your true rate, and it is often higher than the rate a rep quoted you. Send the statement and we show where yours lands and what we would bid. We give no number until we see yours.
Can I show a cash price and a card price in Everett?
Yes. Washington allows dual pricing on all cards and lets you add a surcharge to credit cards, within the card brands' rules. Debit cards never carry a surcharge. We post the signs, set the register up and get the receipts right, so your program starts clean. The rules are on our Washington surcharge laws page.
Our rush hits at shift change. Do we need a different setup?
Mostly it changes the gear, not the pricing. When 40 tickets hit in 15 minutes, you want a terminal that taps and prints fast. Add a hand-held if you work the line. On accounts we open, terminals come free, set for your fee program, with no lease line.
What POS brands do you put in for Everett shops?
Clover, Exatouch, KORONA and more. Your trade decides the gear we bring. Accounts we open get the gear free, and there is no lease to sign.
Is there a charge for the statement review?
No. Email or upload one recent statement and we go through all of it. You see your true rate, each junk fee by name, and what we would bid for your card sales. If your current deal is a good one, we tell you so.
Send one Everett statement. The read is on us.
One recent statement is all we need. Upload it through the review form, or we'll stop by your Everett business and pick it up. Either way, reading it costs you nothing.