Silverdale is where Kitsap shops. Make sure the fees don't shop you.
We're payment brokers based in Federal Way. We've worked processing deals for Puget Sound shops since 2010, Kitsap included. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From the Kitsap Mall to Dyes Inlet. We have done this since 2010.
Where we work in Silverdale
Silverdale carries more retail volume than anywhere else in the county, and it isn't all one kind of business. A big-box strip and a waterfront shop need different setups. We set up for both.
Kitsap Mall & the big-box corridor
The retail anchor for the whole county. High ticket counts, steady weekend traffic. A POS built to track stock and keep lines moving matters more here than almost anywhere in Kitsap.
How we set this up →Silverdale Way
Restaurants and chains lining the main strip. Fast terminals and dual pricing protect a thin margin on a busy lunch rush.
How we set this up →Old Town Silverdale & the waterfront
Local shops and dining on Dyes Inlet, with a slower, more personal pace than the mall corridor. Card prices that read clean on a small counter.
How we set this up →Ridgetop
Medical and dental offices clustered near the Harrison hospital campus. Card on file, recurring billing and clean statement pricing for a practice that books ahead.
How we set this up →Clear Creek & Bucklin Hill
Newer retail and restaurants along the growing corridor. Set up right from day one instead of inheriting whatever the last tenant had.
How we set this up →In another part of Silverdale? We cover it too.
Tracyton, Chico, the Waaga Way corridor. If you take cards in Silverdale, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Silverdale
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Silverdale account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A mall-corridor retailer and an Old Town shop can do the same volume and pay rates a full point apart. Neither would know. We make processors bid for your account, and we check the bid again so it doesn't creep back up.
Silverdale pulls shoppers from across Kitsap County, which means more of the county's card volume passes through this one stretch of road than anywhere else. That volume cuts both ways: more sales, but more fee exposure on each one. Getting your real rate right here is worth more per point than in a smaller town, simply because the ticket count is higher.
How we set you up in Silverdale, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
More for Silverdale businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Payment brokers in Poulsbo
We also support businesses nearby in Poulsbo.
- Get a free rate analysis
See your real numbers before you decide anything.
We are close to you in Silverdale
We're based in Federal Way. We work with shops in Silverdale and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Silverdale. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 77.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Silverdale retail shop doing $80K a month at a 2.9% real rate pays about $27,800 a year in fees. On interchange plus or dual pricing, a meaningful share of that comes back to the register.
How dual pricing works →Silverdale questions, answered
Do you cover Silverdale in person?
Yes. We come across the Sound for Kitsap accounts. We read statements at your counter and install on site. You meet your broker face to face.
What should a Silverdale business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Over 2.5% means you're overpaying.
Is dual pricing legal in Silverdale?
Yes, statewide. We set up the signs, the register steps and the receipts on day one.
Silverdale is unincorporated. Does that change anything about processing or fees?
No. Card network rates and interchange don't care about city limits. What matters is your volume and your ticket size, and Silverdale's retail traffic runs both high. That's exactly why the rate you're on is worth checking.
Which POS fits a Silverdale retail shop?
Clover, Exatouch, KORONA and others, matched to inventory tracking needs and ticket volume rather than whatever a rep is pushing that month. Gear is free on accounts we open.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Silverdale business and grab it in person. One or the other, and the read is free.