Silverdale is where Kitsap shops. Make sure the fees don't shop you.
We've been in business since 2010, run out of Federal Way, and Kitsap shops are part of our Puget Sound work. One statement is all it takes. We read it and charge nothing for it. If we can't top your deal, you'll hear that from us first.
We meet you at your counter, from the Kitsap Mall over to Dyes Inlet.
Where we work in Silverdale
No spot in the county moves more retail sales than Silverdale, and the mix is wide. A big-box strip and a shop on the water don't need the same setup, so we build one for each.
Big-box corridor & Kitsap Mall
This is the retail anchor for all of Kitsap County, with lots of sales and steady weekends. A POS (the register system) that tracks stock and keeps lines short counts for more here than nearly anywhere in the county.
How we set this up →Along Silverdale Way
Chains and local restaurants up and down the main road. Fast terminals and dual pricing protect a thin margin on a busy lunch rush.
How we set this up →The waterfront & Old Town
Dyes Inlet shops and dining, slower and more personal than the mall side. Card prices that read clean on a small counter.
How we set this up →Ridgetop
Dental and medical offices near the Harrison hospital campus. For a practice that books ahead: card on file, recurring billing and clear statement pricing.
How we set this up →Bucklin Hill & Clear Creek
A growing corridor of new stores and restaurants. Get the right setup on day one so you aren't stuck with the last tenant's leftovers.
How we set this up →In another part of Silverdale? We cover it too.
We also serve Chico, Tracyton and out along Waaga Way. If your Silverdale business takes cards, the statement review is free to you.
Get startedWhat a broker does for a shop that takes cards in Silverdale
You're the one we answer to, and banks and processors line up to bid for your Silverdale account. You see each bid laid out and decide which one to take.
The base cost of a card sale is public, but what processors stack on it is not. A retailer on the mall corridor and a shop in Old Town might ring the same card sales and still sit on quite different rates without either one knowing. We make processors compete for you.
Shoppers drive in from all over Kitsap County. More of the county's card sales run down this one road than anywhere else. That is good for sales and tough on fees, since each sale carries its own cost. With this many sales going through, every bit you save on rate is worth more here than in a smaller town.
How we set you up in Silverdale, start to end
- Statement read, on us
We spell out your true rate and name every junk fee. Hand it over in person or upload it.
- Competing bids
A group of processors fight for your card sales. Each bid is written in words you can follow.
- Terminals at no charge
Your POS and terminals come ready for your fee program. There's never a lease line.
- Set up the right way
Dual price signs, register steps and receipts, all done right the first time.
- Help from people nearby
When gear stops working, you call someone you've met instead of a 1-800 line.
More for Silverdale businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Payment brokers in Poulsbo
We also support businesses nearby in Poulsbo.
- Get a free statement review
See your real numbers before you decide anything.
We are close to you in Silverdale
Federal Way is where our office sits. We serve Silverdale and businesses all through the South Sound. You get the same people on the same phone. Send your statement by email or hand it over face to face.
Federal Way, WA 98003Call 253-336-6321
We work in Silverdale. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.
All 77 of our reviews are five stars.
Read them all →“Our nonprofit has been using Northwest payment Brokers for the past 2 years. Their customer support is very responsive and always helpful. Their processing fees are very competitive and funds are deposited the next business day. Statements are clear and easy to read, with no surprises or hidden fees. I would highly recommend Northwest payment Brokers for any size of business. Give them a call for a rate comparison, you will be pleasantly surprised. Acers Fastpitch Organization”
“Very responsive and helpful”
“Ashley and team have been awesome to work with with amazing customer service. I Would do business with them 10x over and recommend others to do so as well. Thank you NW Payments!”
Run the numbers on a Silverdale retail shop with $80K a month in card sales at a 2.9% real rate. It pays about $27,800 a year in fees. On interchange plus or dual pricing, a meaningful share of that comes back to the register.
How dual pricing works →Silverdale questions, answered
Will someone come to my Silverdale shop?
Yes. We cross the Sound for Kitsap accounts, read your statement right at the counter and install on site. You get to meet your broker in person.
What's a healthy rate for taking cards in Silverdale?
Total up your fees, then divide by the amount you ran on cards. That number is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. If you're above 2.5%, you're probably paying too much.
Is dual pricing legal in Silverdale?
Yes, anywhere in the state. On day one we take care of signage, register setup and receipts.
Silverdale is unincorporated. Does that affect my fees?
No. Card networks and interchange ignore city lines. Your card sales and the size of each sale are what count, and Silverdale's retail traffic runs high on both. That's the reason your rate deserves a look.
What POS suits a retail shop in Silverdale?
Exatouch, Clover, KORONA and others. We pick based on how you track stock and how many sales you ring up, not what a rep wants to move this month. Gear comes free on accounts we open.
How much does a statement review cost me?
Zero. Send one recent statement and we read it all the way through. You'll see your real rate, every junk fee by name, and what we'd bid for your card sales. If you already have a good deal, we'll say so.
Silverdale, let's see that statement.
Just one recent statement gets us started. Send it through the review form, or we'll drop by your Silverdale business to get it. Any way you send it, the read is free.