Poulsbo runs on tourism and steady local trade. Your card fees shouldn't eat either one.
From our office in Federal Way we work processing deals for shops around Puget Sound, Kitsap too, and we've been in business since 2010. One statement is enough, and we read it start to finish, free. If we can't beat your deal, we'll tell you so.
Front Street to Viking Ave, we come right to your counter.
Where we work in Poulsbo
Poulsbo is two markets in one town. A Front Street bakery lives on tourists, and a Viking Ave repair shop lives on locals. Each one gets its own setup.
Front Street, the historic core
Bakery lines out the door, boutiques, Scandinavian tourism and dining on Liberty Bay. Card sales rise and fall hard with the season. Dual pricing protects margin whether it's July or January.
How we set this up →Along Viking Ave
Retail, auto and service shops that keep Poulsbo going all year, tourists or no tourists. On the bigger bills here, we weigh interchange plus pricing (the network cost with one plain markup on top) against a flat rate.
How we set this up →College Marketplace
Bigger new stores and restaurants with steady local traffic. They need a POS, the register system, made for real inventory, bigger than a boutique till.
How we set this up →7th Ave & Poulsbo Village
Cafes, salons and small shops that book ahead. Card on file and dual pricing regulars barely notice.
How we set this up →Liberty Bay waterfront & the marina
Seafood places and visitor dining right on the bay. Quick terminals for weekend and festival-day peaks.
How we set this up →In another part of Poulsbo? We cover it too.
We cover Keyport, Lemolo and out the Bond Rd corridor too. Take cards in Poulsbo? Then the statement review costs you nothing.
Get startedWhat a broker does for a shop that takes cards in Poulsbo
We're on your team. Banks and processors bid against each other for your Poulsbo account, and you see each offer before anything changes.
What a card sale costs at wholesale is no secret, though the markup on top is kept quiet. A boutique on Front Street and a repair shop on Viking Ave can run the same card sales and be far apart on rate without either one knowing. We have processors bid for your account.
Tourist season puts much of a downtown shop's yearly card sales into a few busy months. So your real rate matters more, because a bad one costs the most in your busiest weeks. Dual pricing shows a cash price and a card price and drops that line near zero year round. A better rate deal brings it down the familiar way. Both are on the table, and we'll say which one fits you.
How we set you up in Poulsbo, start to end
- Statement checked, free
We show your true rate and flag every junk fee. Hand it to us or upload it.
- Bids that compete
Several processors go after your card sales. The bids reach you in plain language you can read fast.
- Free gear, ready to go
Your fee program is built into the terminals and POS before they arrive, with no lease line.
- The program, done properly
Dual price signs, register steps and receipts, all done right the first time.
- Local people, real help
Gear acting up? Call a person you've met instead of a 1-800 queue.
More for Poulsbo businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Silverdale
We also support businesses nearby in Silverdale.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Get a free statement review
See your real numbers before you decide anything.
We are close to you in Poulsbo
Home base is Federal Way. Poulsbo is on our map, as is the whole South Sound. You get one team and one phone. Email the statement, or we'll go over it with you face to face.
Federal Way, WA 98003Call 253-336-6321
We work in Poulsbo. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.
Five stars, all 77 reviews.
Read them all →“Great company, great service. Alicia is amazing to work with. She checks on us weekly and make sure that everything is running smooth. Our clover that she suggest for our business has cut down on training and is so easy to use. I can't thank Northwest enough for going above and beyond.”
“Best customer service ever! Cares about your business and willing to partner with your success. Alicia G. is my go to for all payment solutions.”
“Ashley Nylund has always been there for us when we needed it. Highly recommended.”
Think of a Poulsbo restaurant ringing $55K a month on cards, with a real rate of 3%. Its processor takes $19,800 a year. On dual pricing, most of that stays in the till, real money for a Front Street business living on seasonal swings. Your own numbers sit on your own statement, so that's where we begin.
How dual pricing works →Poulsbo questions, answered
Do you visit Poulsbo shops in person?
Yes. Kitsap accounts get a visit across the Sound. We look over the statement with you at the counter and put in the gear on site. Your broker shows up in person.
What's a fair card rate for a Poulsbo business?
Sum your fees and divide by card sales. That figure is the rate you really pay. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. More than 2.5% often means you're paying too much.
Is it legal to show a cash price and a card price in Poulsbo?
Yes, it's legal. You can show a cash price and a card price in all 50 states, including Washington. Signs, register steps, receipts: we handle all of it.
Tourist season makes my card sales jump. Does my rate change?
Your options stay the same. What changes is how much a bad rate costs. Being overcharged 1% stings far more in a month with triple your slow-season sales. So a Front Street shop should check its rate before the peak.
What POS do you set up in Poulsbo?
Clover, Exatouch and KORONA, plus others, chosen for your trade. If we open your account, the gear is free and nothing is leased.
Do you charge for the statement review?
We don't. Send one recent statement and we read it in full. You get your real rate, the junk fees called out, and the bid we'd make for your card sales. If your deal is good already, we tell you.
Poulsbo shop? Let's read your statement.
Send one recent statement. Use the review form, or we'll swing by your Poulsbo shop for it. Pick either one, and the read is free.