Poulsbo runs on tourism and steady local trade. Your card fees shouldn't eat either one.
We're payment brokers based in Federal Way. We've worked processing deals for Puget Sound shops since 2010, Kitsap included. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From Front Street to Viking Ave. We have done this since 2010.
Where we work in Poulsbo
Poulsbo isn't one market. A Front Street bakery living on tourist traffic and a Viking Ave repair shop living on local trade need different setups. We set up for both.
Historic Front Street
Scandinavian tourism, bakery lines out the door, boutiques and waterfront dining on Liberty Bay. Card volume swings hard with the season. Dual pricing protects margin whether it's July or January.
How we set this up →Viking Ave
The retail, auto and service corridor that keeps Poulsbo running year round, tourists or not. Interchange plus pricing beats a flat rate on the bigger tickets here.
How we set this up →College Marketplace
Newer big retail and restaurants pulling steady local traffic. A POS built for real inventory, not a boutique register.
How we set this up →Poulsbo Village & 7th Ave
Salons, cafes and small shops that book ahead. Card on file and dual pricing regulars barely notice.
How we set this up →The marina & waterfront
Seafood spots and tourism dining right on Liberty Bay. Fast terminals for a rush that peaks hard on weekends and festival days.
How we set this up →In another part of Poulsbo? We cover it too.
Lemolo, Keyport, the Bond Rd corridor. If you take cards in Poulsbo, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Poulsbo
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Poulsbo account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Front Street boutique and a Viking Ave repair shop can do the same volume and pay rates a full point apart. Neither would know. We make processors bid for your account, and we check the bid again so it doesn't creep back up.
Poulsbo's tourism season means a lot of a downtown business's yearly card volume lands in a few busy months. That makes the real rate you're on matter more, not less, because a bad rate compounds fastest during your busiest weeks. Dual pricing shows a cash price and a card price and drops that line near zero year round. A new rate deal shrinks it the old way. We run both and tell you which fits your counter.
How we set you up in Poulsbo, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
More for Poulsbo businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Silverdale
We also support businesses nearby in Silverdale.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Get a free rate analysis
See your real numbers before you decide anything.
We are close to you in Poulsbo
We're based in Federal Way. We work with shops in Poulsbo and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Poulsbo. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 77.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Poulsbo restaurant doing $55K a month at a 3% real rate hands its processor $19,800 a year. On dual pricing, most of that stays in the till, real money for a Front Street business living on seasonal swings.
How dual pricing works →Poulsbo questions, answered
Do you really come to Poulsbo?
Yes. We come across the Sound for Kitsap accounts. We read statements at your counter and install on site. You meet your broker in person.
What should a Poulsbo business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Over 2.5% means you're overpaying.
Is it legal to show a cash price and a card price in Poulsbo?
Yes. You can show a cash price and a card price in all 50 states, including Washington. We set up the signs, the register steps and the receipts.
My card volume swings hard with tourist season. Does that change my rate?
It changes how much a bad rate costs you, not what's available. A processor overcharging you 1% hurts a lot more in a month that's triple your slow-season volume. That's exactly why a Front Street business should check its rate before the season peaks.
Which POS systems do you install in Poulsbo?
Clover, Exatouch, KORONA and a dozen more, matched to your trade. Gear is free on accounts we open. No lease line.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Poulsbo business and grab it in person. One or the other, and the read is free.