Bainbridge Island runs on ferry crowds and real quality. Your card fees shouldn't be the one thing nobody checked.
Bainbridge is part of the Puget Sound work we do from Federal Way, where we've been in business since 2010. Send one statement and we go through it fully, free. If we can't improve on your deal, we'll say so plainly.
We meet you at your counter, Winslow Way out to the wineries.
Where we work in Bainbridge Island
Bainbridge has many kinds of business. A boutique on Winslow Way and a winery on the island need different setups, and we build each to the polish its customers expect.
Winslow Way
Upscale shops and restaurants steps from the ferry that brings Seattle over in 35 minutes. Bigger average sales need pricing that doesn't slip extra back to the processor.
How we set this up →Tasting rooms & wineries
Coppertop and the other island tasting rooms, where one case sale can be real money. On big sales like that, we look at interchange plus pricing (what the card brands charge, plus a single markup you can see).
How we set this up →Lynwood Center
A small, historic shopping center with dining and shops at an easy island pace. Card prices that read clean without feeling like a big-box counter.
How we set this up →Farm stands & Rolling Bay
Small producers and farm-to-table sellers, some taking cards on a phone at a folding table. Simple mobile setups that still get a fair rate.
How we set this up →Day Rd & island service shops
Clinics, studios and salons that book ahead. Card on file and dual pricing that fits an island clientele used to paying for quality.
How we set this up →In another part of Bainbridge Island? We cover it too.
We also work in Blakely, Fort Ward and on the Sound side of the island. If you take cards on Bainbridge, we'll read your statement free.
Get startedWhat a broker does for a shop that takes cards in Bainbridge Island
We represent you. Banks and processors take turns trying to beat each other's offer for your Bainbridge account. You see each offer and pick the one you want.
Wholesale card costs are public, while the markup layered on top isn't. A Winslow Way shop and an island winery with matching sales can pay very different rates, and neither would ever know. We make processors bid for your business.
Average sales on Bainbridge run higher than most of Kitsap: ferry-crowd retail, wine, farm-to-table dining. A bad rate on a $30 tasting-room pour is small. On a $300 case sale, it's real dollars lost on one transaction. Dual pricing shows a cash price and a card price and drops that line near zero. A sharper rate deal takes it down the old-fashioned way. We offer both and help you pick the one that fits.
How we set you up in Bainbridge Island, start to end
- Free statement review, start to finish
We lay out your real rate and call out each junk fee. Bring it to the counter or upload it.
- Processors compete for you
Many processors bid on your card sales. You read the offers in everyday words.
- Equipment placed at no charge
The POS (your register system) and terminals show up tuned to your fee program. You'll never have a lease line.
- Program setup, handled
Dual price signs, register steps and receipts, all done right the first time.
- Help from someone you know
A glitch means a call to someone you know by name, with no 1-800 line to wait in.
More for Bainbridge Island businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Poulsbo
We also support businesses nearby in Poulsbo.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Get a free statement review
See your real numbers before you decide anything.
We are close to you in Bainbridge Island
Our office is in Federal Way, and Bainbridge Island is part of our area along with the whole South Sound. You call one team at one number. Your statement can come by email, or we sit down and read it with you.
Federal Way, WA 98003Call 253-336-6321
We work in Bainbridge Island. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.
Every one of our 77 reviews: five stars.
Read them all →“We've been with NWPB for several years ago. Just recently we decided to do a trade show and at the very last second NWPB was able to make sure we were set up with equipment for the event. They knocked it out in a day and we didn't have any anxiety about being ready. Thank you guys. Really appreciate it.”
“Very long time customer. Very easy to deal with and very prompt to handle the few issues that occured.”
“Our experience has been exceptional. Very personable, one on one. Great people to work with!”
Consider a Bainbridge tasting room with $70K a month in card sales at a 3% real rate. It sends $25,200 a year to its processor. On dual pricing or a tightened interchange plus deal, a meaningful share of that stays with the business.
How dual pricing works →Bainbridge Island questions, answered
Will you come over to Bainbridge Island?
Yes. We ride the ferry over for island accounts. Your statement gets read at your own counter, and the install happens there too. Your broker is a person you meet at your own door.
What's a fair rate to take cards on Bainbridge?
Add every fee together, then divide by your card sales. What you get is the real rate you pay. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Past 2.5%, the processor is probably taking too much, and big island bills make it add up fast.
Is it legal to show a cash price and a card price on Bainbridge?
Absolutely. You can show a cash price and a card price in all 50 states, including Washington. We set up signage, register steps and receipts so it all reads right for island customers.
My sales run bigger than most small shops. Does that change the math?
Yes, the rate matters more. One percent of overcharge on a $30 sale is 30 cents. On a $300 case sale or a large tasting-room order, it's real money. Once sales get this big, interchange plus pricing is worth a close look.
What POS works for a small island shop or a farm stand?
KORONA, Exatouch, Clover and simple mobile readers, fit to how you sell instead of one system for everyone. Free gear comes with every account we open.
Is there any cost for the statement review?
None. Just send a recent statement and we read all of it. We give you your real rate, name the junk fees, and share the number we'd bid. If your deal is already a good one, we say so.
Bainbridge, one statement and we'll take it from there.
We only need one recent statement. Send it through the review form, or we can collect it in person at your Bainbridge shop. The read is free either way.