Bremerton runs on shipyard schedules. Your card fees shouldn't run on their own clock.
We're payment brokers based in Federal Way. We take the ferry over for Kitsap accounts and have worked processing deals for Puget Sound shops since 2010. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From the ferry terminal to Wheaton Way. We have done this since 2010.
Where we work in Bremerton
Bremerton isn't one strip. The setup that fits a boardwalk cafe near the ferry is wrong for a shop on Callow Ave. We set up for the difference.
Downtown & the ferry terminal
Cafes and bars along the boardwalk, feeding foot traffic off the fast ferry to Seattle. Margins move with the boat schedule. Dual pricing keeps a $12 lunch ticket from losing its edge to card fees.
How we set this up →Manette
Small restaurants and shops across the bridge, a walkable neighborhood strip. A clean card price and a POS sized to a small counter, not a chain system.
How we set this up →East Bremerton & Wheaton Way
The big retail and service strip. Auto shops and stores ring up real tickets, in person and keyed. Interchange plus pricing beats a flat rate here, and not by a little.
How we set this up →Charleston & Callow Ave
An older business district with salons and small shops that book ahead. Card on file and dual pricing that regulars barely notice.
How we set this up →Kitsap Way
Motels, diners and service businesses along the corridor into town. Fast counter terminals keep the line moving on shift-change rushes.
How we set this up →In another part of Bremerton? We cover it too.
Rocky Point, Perry Ave, the Navy Yard City strip. If you take cards in Bremerton, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Bremerton
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Bremerton account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Manette cafe and a Wheaton Way auto shop can do the same volume and pay rates a full point apart. Neither would know. We close that gap. We make processors bid for your account, and we check the bid again so it doesn't creep back up.
Bremerton runs on the Naval Shipyard's schedule more than most cities admit. Paydays and shift changes drive the rush, and a lot of that spending happens in a tight window near the ferry dock and Wheaton Way. The 2 to 3% card line is one of the few costs on your P&L you can actually push back on. Dual pricing shows a cash price and a card price and drops that line near zero. A new rate deal shrinks it the old way. We run both and tell you which one fits your counter.
How we set you up in Bremerton, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
More for Bremerton businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Silverdale
We also support businesses nearby in Silverdale.
- Payment brokers in Port Orchard
We also support businesses nearby in Port Orchard.
- Get a free rate analysis
See your real numbers before you decide anything.
We are close to you in Bremerton
We're based in Federal Way. We work with shops in Bremerton and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Bremerton. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 77.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Bremerton restaurant doing $45K a month at a 3% real rate hands its processor $16,200 a year. On dual pricing, most of that stays in the till. That covers a part-time line cook, found on one statement.
How dual pricing works →Bremerton questions, answered
Do you really come to Bremerton, or is it all remote?
We come to you. We take the ferry or drive around the Sound for Kitsap accounts. We read statements at your counter and install on site. You meet your broker in person, not a call center voice.
What should a Bremerton business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing. On dual pricing the card cost is near 0%. Over 2.5% means your processor charges too much.
Is it legal to show a cash price and a card price in Bremerton?
Yes. You can show a cash price and a card price in all 50 states, including Washington. We set up the signs, the register steps and the receipts. The program runs right from day one.
Does the shipyard schedule actually affect card processing?
It affects your traffic pattern, which affects how much fee exposure you carry on peak days. A rush tied to shift change or Navy payday means more card volume in a short window. Getting the real rate right matters more when that volume is concentrated, not less.
Which POS systems do you install in Bremerton?
Clover, Exatouch, KORONA and a dozen more. We match the gear to your trade, not to whatever is on the truck. Gear is free on accounts we open. There is no lease line.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Bremerton business and grab it in person. One or the other, and the read is free.