Northwest Payment Brokers
Credit card processing & merchant services · Port Orchard, WA

Port Orchard is small-town waterfront and county business at once. Your card fees shouldn't cost you either way.

From our base in Federal Way we build card deals for Puget Sound businesses, and we've been in business since 2010. Kitsap is part of that map. Pass us one statement and we'll read it through, free of charge. If your deal beats anything we can find, we'll tell you to hold on to it.

We come to your counter anywhere from Bay Street out to the Bethel corridor.

Estimate your yearly card fees
$9,000
Based on about 3% of card sales. A statement review will show if you're overpaying.
Your monthly card sales
That's $750/mo going to fees
Get my free statement review

Want this in writing? Email it to me.

What a broker does for a shop that takes cards in Port Orchard

We push for you. Banks and processors bid head to head for your Port Orchard account, and you get to compare every offer.

What the card brands charge is out in the open, but the processor's markup isn't. Take a Bay Street shop and a service business on Bethel Ave with equal card sales. One might pay a higher rate, and neither owner would see it. Processors bid for your account through us, and you see each bid.

As the county seat, Port Orchard sees downtown foot traffic from the courthouse, the marina and the foot ferry that many small Kitsap towns never get. Those visitors are real money for a Bay Street business, but each card swipe costs 2 to 3% until you fix it. Dual pricing shows a cash price and a card price and drops that line near zero. Or a lower rate deal can make it smaller the classic way. We run either one and point you to the better fit.

How we set you up in Port Orchard, start to end

  • A free statement check

    We find your true rate and point out each junk charge. Upload it, or we read it at your counter.

  • Processors bid it out

    More than one processor competes for your card sales. You get the bids in clear, simple words.

  • Equipment, no charge

    Terminals and POS land with your fee program already loaded. You never sign a lease for it.

  • Your fee program, set right

    Dual price signs, register steps and receipts, all done right the first time.

  • Someone you've met answers

    Trouble with your gear? You call a person you've already met, with no 1-800 queue.

More for Port Orchard businesses

We are close to you in Port Orchard

We work out of Federal Way. Port Orchard is part of our area, and so is the rest of the South Sound. You get one crew and one phone line. Email your statement or let us read it at your shop.

Northwest Payment Brokers
33400 9th Ave South, Suite 208
Federal Way, WA 98003
Call 253-336-6321

We work in Port Orchard. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.

77 reviews in. Five stars on each one.

Read them all →
“We have had a great experience with Northwest Payments Brokers! We recently switched POS systems and our team especially Alicia, Sydney and Drew have been extremely responsive and helpful with whatever questions we have had and made this transition very easy for us! Highly recommend! ⭐️”
Lauren Outerson · Google review
“Great company to deal with. Always there when I need help. Alicia's response time is fantastic, always friendly and willing to take the time to explain things.”
Rob Gilmore · Google review
“Great company to work with! I have with them for alot of years”
Mike Henderson · Google review
The local math

Say a Port Orchard shop runs $35K a month in card sales at a 3% real rate. Over a year, that's $12,600 to the processor. On dual pricing, most of that stays in the register instead of going to the processor.

How dual pricing works →

Port Orchard questions, answered

Will you come out to Port Orchard?

We will. Kitsap accounts get a trip across the Sound. We sit down with your statement at the counter and set up the gear right there. You meet your broker face to face.

What rate is fair for a Port Orchard business?

Add your fees together and divide by your card sales. That's your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Above 2.5%, you may be overpaying.

Is it legal to show a cash price and a card price in Port Orchard?

It is. You can show a cash price and a card price in all 50 states, including Washington. Our team hangs the signs, programs the register and sets up the receipts.

Does the county seat change my card fees?

No. Courthouse traffic doesn't move your card rate. It does bring people downtown, and that makes a 2 to 3% card line grow quickly. That's why a free statement review is worth it here.

Which POS can you install in Port Orchard?

KORONA, Clover, Exatouch and more, picked for your trade. Gear is free on accounts we open, and there's no lease line.

Is the statement review free?

Yes, it costs nothing. Get us a recent statement, and we'll read the whole thing. We show your real rate, list the junk fees by name and give the number we'd bid. If your deal is already solid, we'll say so.

Port Orchard, send one statement our way.

All it takes is one recent statement. Use the review form, or we'll stop in at your Port Orchard business for it. Either path, we read it free.