Port Orchard is small-town waterfront and county business at once. Your card fees shouldn't cost you either way.
From our base in Federal Way we build card deals for Puget Sound businesses, and we've been in business since 2010. Kitsap is part of that map. Pass us one statement and we'll read it through, free of charge. If your deal beats anything we can find, we'll tell you to hold on to it.
We come to your counter anywhere from Bay Street out to the Bethel corridor.
Where we work in Port Orchard
Port Orchard is the county seat and a waterfront town with a foot-ferry to Bremerton. An antique shop on Bay Street and a service business on Bethel Ave need their own setups, and each gets one.
Bay Street & downtown
The marina, cafes and antique shops, with the Bremerton foot-ferry crowd keeping sidewalks full. A clean card price on a small counter matters here more than a big system.
How we set this up →The Bethel Ave corridor
The city's main stretch for retail and service. Locals come steady and sales add up, so the POS (the register system) keeps count of stock without making the counter harder.
How we set this up →Sidney & Sedgwick Rd
New restaurants and stores near SR-16, catching commuters and people passing through. Quick terminals for a lunch crowd in a hurry.
How we set this up →Along Mile Hill Dr
Salons and service shops that book by appointment. Card on file and dual pricing regulars don't blink at.
How we set this up →The courthouse & downtown offices
Service and professional offices close to county government. Recurring billing and simple, clear pricing on the statement for clients who come on a schedule.
How we set this up →In another part of Port Orchard? We cover it too.
That includes McCormick Woods, Tremont and the area around Long Lake. Any Port Orchard business that takes cards gets the statement review free.
Get startedWhat a broker does for a shop that takes cards in Port Orchard
We push for you. Banks and processors bid head to head for your Port Orchard account, and you get to compare every offer.
What the card brands charge is out in the open, but the processor's markup isn't. Take a Bay Street shop and a service business on Bethel Ave with equal card sales. One might pay a higher rate, and neither owner would see it. Processors bid for your account through us, and you see each bid.
As the county seat, Port Orchard sees downtown foot traffic from the courthouse, the marina and the foot ferry that many small Kitsap towns never get. Those visitors are real money for a Bay Street business, but each card swipe costs 2 to 3% until you fix it. Dual pricing shows a cash price and a card price and drops that line near zero. Or a lower rate deal can make it smaller the classic way. We run either one and point you to the better fit.
How we set you up in Port Orchard, start to end
- A free statement check
We find your true rate and point out each junk charge. Upload it, or we read it at your counter.
- Processors bid it out
More than one processor competes for your card sales. You get the bids in clear, simple words.
- Equipment, no charge
Terminals and POS land with your fee program already loaded. You never sign a lease for it.
- Your fee program, set right
Dual price signs, register steps and receipts, all done right the first time.
- Someone you've met answers
Trouble with your gear? You call a person you've already met, with no 1-800 queue.
More for Port Orchard businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Payment brokers in Silverdale
We also support businesses nearby in Silverdale.
- Get a free statement review
See your real numbers before you decide anything.
We are close to you in Port Orchard
We work out of Federal Way. Port Orchard is part of our area, and so is the rest of the South Sound. You get one crew and one phone line. Email your statement or let us read it at your shop.
Federal Way, WA 98003Call 253-336-6321
We work in Port Orchard. We cover the whole area from Seattle to Tacoma. We have been in business since 2010.
77 reviews in. Five stars on each one.
Read them all →“We have had a great experience with Northwest Payments Brokers! We recently switched POS systems and our team especially Alicia, Sydney and Drew have been extremely responsive and helpful with whatever questions we have had and made this transition very easy for us! Highly recommend! ⭐️”
“Great company to deal with. Always there when I need help. Alicia's response time is fantastic, always friendly and willing to take the time to explain things.”
“Great company to work with! I have with them for alot of years”
Say a Port Orchard shop runs $35K a month in card sales at a 3% real rate. Over a year, that's $12,600 to the processor. On dual pricing, most of that stays in the register instead of going to the processor.
How dual pricing works →Port Orchard questions, answered
Will you come out to Port Orchard?
We will. Kitsap accounts get a trip across the Sound. We sit down with your statement at the counter and set up the gear right there. You meet your broker face to face.
What rate is fair for a Port Orchard business?
Add your fees together and divide by your card sales. That's your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Above 2.5%, you may be overpaying.
Is it legal to show a cash price and a card price in Port Orchard?
It is. You can show a cash price and a card price in all 50 states, including Washington. Our team hangs the signs, programs the register and sets up the receipts.
Does the county seat change my card fees?
No. Courthouse traffic doesn't move your card rate. It does bring people downtown, and that makes a 2 to 3% card line grow quickly. That's why a free statement review is worth it here.
Which POS can you install in Port Orchard?
KORONA, Clover, Exatouch and more, picked for your trade. Gear is free on accounts we open, and there's no lease line.
Is the statement review free?
Yes, it costs nothing. Get us a recent statement, and we'll read the whole thing. We show your real rate, list the junk fees by name and give the number we'd bid. If your deal is already solid, we'll say so.
Port Orchard, send one statement our way.
All it takes is one recent statement. Use the review form, or we'll stop in at your Port Orchard business for it. Either path, we read it free.