Port Orchard is small-town waterfront and county business at once. Your card fees shouldn't cost you either way.
We're payment brokers based in Federal Way. We've worked processing deals for Puget Sound shops since 2010, Kitsap included. Send us one statement. We read it line by line, free. If we can't beat your deal, we tell you to keep it.
In person at your counter. From Bay Street to the Bethel corridor. We have done this since 2010.
Where we work in Port Orchard
Port Orchard is the county seat, but it's also a waterfront town with a foot-ferry to Bremerton. A Bay Street antique shop and a Bethel Ave service business need different setups. We set up for each.
Downtown & Bay Street
Antique shops, cafes and the marina, with foot-ferry traffic to Bremerton keeping the sidewalks busy. A clean card price on a small counter matters here more than a big system.
How we set this up →Bethel Ave corridor
The main retail and service strip for the whole city. Steady local traffic, real ticket volume. A POS that tracks stock without overcomplicating the counter.
How we set this up →Sedgwick Rd & Sidney
Newer retail and restaurants near SR-16, pulling commuter and pass-through traffic. Fast terminals for a lunch rush that doesn't wait.
How we set this up →Mile Hill Dr
Salons and service businesses that book ahead along the corridor. Card on file and dual pricing regulars don't blink at.
How we set this up →Downtown & the courthouse area
Professional and service offices near county government. Recurring billing and clean statement pricing for a practice with steady, scheduled clients.
How we set this up →In another part of Port Orchard? We cover it too.
Tremont, McCormick Woods, the Long Lake area. If you take cards in Port Orchard, the free statement read is yours.
Get startedWhat a broker does for a shop that takes cards in Port Orchard
We are a broker, not a processor. We work for you, not for them. We make banks and processors bid against each other for your Port Orchard account. Your card rates drop. The way you take cards does not change.
Card processing is priced like used cars. The wholesale cost is public. The markup on top is not. A Bay Street shop and a Bethel Ave service business can do the same volume and pay rates a full point apart. Neither would know. We make processors bid for your account, and we check the bid again so it doesn't creep back up.
Being the county seat brings foot traffic downtown that a lot of small Kitsap towns don't get, courthouse visits, marina traffic, the foot ferry crowd. That traffic is worth real money to a Bay Street business, but every card swipe still costs 2 to 3% unless you fix it. Dual pricing shows a cash price and a card price and drops that line near zero. A new rate deal shrinks it the old way. We run both and tell you which fits your counter.
How we set you up in Port Orchard, start to end
- Statement read, free
Your real rate and every junk fee, named. At your counter or by upload.
- Rates bid, not quoted
Multiple processors compete for your volume. You see the bids in plain language.
- Equipment placed free
Terminals and POS arrive programmed for your fee program. No lease line, ever.
- Programs set up right
Dual price signs, register steps and receipts, all done right the first time.
- Local help after
Something breaks on a Saturday, you text a person you've met, not a 1-800 queue.
More for Port Orchard businesses
- Where we work
The Seattle-Tacoma cities our brokers cover.
- Dual pricing for counter sales
Posted cash and card prices can fit a counter business.
- Credit card surcharging
A disclosed surcharge can fit a credit-heavy business.
- Payment brokers in Bremerton
We also support businesses nearby in Bremerton.
- Payment brokers in Silverdale
We also support businesses nearby in Silverdale.
- Get a free rate analysis
See your real numbers before you decide anything.
We are close to you in Port Orchard
We're based in Federal Way. We work with shops in Port Orchard and all over the South Sound. Same broker, same phone. We can read your statement by text or in person.
Federal Way, WA 98003Call or text 253-799-0640
We work in Port Orchard. We cover the whole area from Seattle to Tacoma. We have done this since 2010.
Every review we have is five stars. All 77.
Read them all →“We've really appreciated having a local presence that we can interact with in person and get in person assistance... Very competitive rates. I absolutely recommend Northwest Payment Brokers!”
“Drew came out for the initial visit and helped with the setup, walking us through the entire process with ease. We're saving money with lower fees while getting top-notch service.”
“They made switching our payment processing incredibly easy. I needed a mobile solution that just works... It's rare to find a payment broker that actually cares about your bottom line.”
A Port Orchard shop doing $35K a month at a 3% real rate hands its processor $12,600 a year. On dual pricing, most of that stays in the register instead of going to the processor.
How dual pricing works →Port Orchard questions, answered
Do you really come to Port Orchard?
Yes. We come across the Sound for Kitsap accounts. We read statements at your counter and install on site. You meet your broker in person, not a call center.
What should a Port Orchard business be paying to take cards?
Take your total fees. Divide by your card volume. That is your real rate. Healthy shops we check land between 2 and 2.5% on old-style pricing, or near 0% card cost on dual pricing. Over 2.5% means you're overpaying.
Is it legal to show a cash price and a card price in Port Orchard?
Yes. You can show a cash price and a card price in all 50 states, including Washington. We set up the signs, the register steps and the receipts.
Does being the county seat change anything about fees?
No, county government traffic doesn't change your card rate. What it does is bring foot traffic downtown that makes the 2 to 3% card line add up fast. That's exactly why it's worth a free statement read.
Which POS systems do you install in Port Orchard?
Clover, Exatouch, KORONA and a dozen more, matched to your trade. Gear is free on accounts we open. No lease line.
What does the rate check cost?
Nothing. Send us one recent statement. We read it line by line. You get your real rate, the junk fees by name, and the number we would bid for your volume. If your deal is already good, we say so.
It starts with one statement.
We just need to see one recent statement. Upload it right here, or we'll swing by your Port Orchard business and grab it in person. One or the other, and the read is free.