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Northwest Payment Brokers
Gift cards & loyalty

Gift cards are the cheapest loan your customers will ever give you.

Money in your pocket today, spent in your store later. And when they come in, most people spend well over what the card is worth. We set up the program, the cards and the move from your old system.

Set up my gift card program

How we set this up

Gift cards do three quiet jobs at once. They're cash flow up front. They recruit new customers, because cards get given to people who've never walked in. And they raise tickets, because almost nobody lands exactly on the card balance.

The setup decides if the program earns. A card has to sell at the counter in one tap. It has to work at every register. And the balance has to show up clean in your reports. If you are switching systems, the old card balances have to come with you. No customer gets left holding a dead gift.

We carry two programs and pick by your POS and goals. Both integrate with the systems we install, and both come configured rather than shipped in a box for you to figure out.

What we carry

Factor4

Omnichannel + loyalty

A gift and loyalty platform that plugs into 125+ POS systems. Real cards, digital cards and points, all in one program.

  • Buy online, redeem in store, and vice versa
  • Loyalty points ride the same card
  • One balance that works at all your shops
  • Works with Clover and most systems we carry

Best for: Firms with more than one shop, and anyone who wants gift and loyalty in one program.

E-Gift Solutions

The zero-cost program

A plain gift card program with no processing fees. It ties in tight with Exatouch and Clover.

  • No per-transaction gift card fees
  • Cards you can print, or send by phone
  • It pulls in the balances from your old program
  • QuickStart designs ship fast

Best for: One-shop stores and restaurants that want a clean program with no cost to run it.

Our take as your broker

Sell the card in December. See them walk in come February. Keep the rest all year.

The data says the same thing every year. Most people spend well over what the card holds, and some cards are never spent at all. The program costs you little or nothing to run. For a local shop, this is the best shelf space you own: the four inches next to the register.

Fair questions

What do gift cards cost to run?

E-Gift runs without per-transaction fees. Factor4 is quoted by feature set. Card printing is the main real cost. We'll spec the right count so you don't over-order.

Can customers buy gift cards online?

With Factor4, yes. You sell digital cards from a link on your site or social pages. They cash them in at the counter.

I have cards out there from my old system. What happens to them?

The balances come with you. Both programs can pull in the cards you have out there, so every gift still works on day one.

Do gift cards work across my locations?

Factor4 pools the balance across your shops, right away. That is the program we lead with when you run more than one store.

Can I add loyalty points without a separate app?

Yes. Factor4 runs gift and loyalty on the same card. Your customer holds one thing, and you run one program.

How fast can I launch before the holidays?

Digital programs go live in days. Printed cards wait on art and shipping. So for a December launch, we start talking in October.

Tell us what you need. We'll spec it.